What Is a Soft Credit Inquiry?

Posted by towpe1
On December 9, 2014
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What Is a Soft Credit Inquiry? Soft credit inquiries, otherwise known as soft pulls, are not generated by shopping for credit and do not affect your overall credit scores. For example, a lender sending you a preapproved credit offer without you applying is a soft credit inquiry. Checking your own credit score is also a […]

How Does Credit Card Inactivity Impact Your Credit Score?

Posted by towpe1
On December 8, 2014
1 Comments

How Does Credit Card Inactivity Impact Your Credit Score? When trying to improve your credit score, you’ll have to be aware of many factors, including your payment history, the age of open accounts, utilization ratio, etc. It seems like a lot to keep track of, but it could be worth it in the long run […]

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